WEIGHING YOU DOWN?
A lot has changed since you bought your home.
Rampant unemployment and underemployment, along with
a housing market that’s still struggling to find the floor and
constant talk of a “double dip” recession have wreaked
havoc on the stability that many American families had once
Who would have guessed that a home—the hallmark of the
American Dream—could have evolved into what feels like a
financial liability for so many?
If you are among the 10 million or so homeowners who
are falling further behind every single month because of
an unmanageable mortgage payment, this holiday season
stands to be a particularly challenging time.
In the midst of what may well be some very weighty
financial challenges, there is actually some encouraging
news. The Federal government, along with state and local
agencies, as well as major banks, are more determined now
than ever before to stem the tide of foreclosures.
No one wants to see you foreclose on your home!
Among the many alternatives to foreclosure, loan
modifications are more accessible than ever and many
banks are offering incentives that amount to tens of
thousands of dollars to encourage homeowners to pursue a
short sale rather than let their home slip into foreclosure.
As a real estate professional who has achieved the Certified
Distressed Property Expert (CDPE) designation, I offer all
of my clients the benefit of the best expertise and insights
within the distressed properties arena. I am tapped into
major lenders, up-to-date on Federal and local government
assistance programs, and a member of the real estate
industry’s most recognized network of professionals who
demonstrate the highest standards of professionalism
Never has it been more critical to have a team of
top-notch professionals in your corner.
It is my mission and my passion to serve as a trusted
consultant to financially strapped homeowners, helping
them to understand their circumstances, review all of their
options, and then leverage my expertise and know-how in
order to navigate the best possible solution.
No one knows better than you that separating the headlines
from the hearsay and the hype can be a challenge. There’s a
lot of information out there and a lot of programs designed
to help homeowners facing various forms of financial stress.
I am committed to honing in on the solutions that best suit
Stay on the Lookout for Scam Artists.
When the chips are down, there are always a few swindlers
who emerge with shady schemes that serve to make a
bad situation a lot worse. The current foreclosure crisis is
certainly no exception. I’ve heard it all and can help you
to sort through the red flags. The accompanying page,
“Ten Warning Signs of a Mortgage Modification Scam,”
provides some of the most common schemes for defrauding
An unmanageable mortgage is a constant source of stress
that inevitably accompanies other upheavals in the life of
a family. As we look forward to a new year, it would be my
honor to help you to lift a burdensome mortgage off your
back, freeing you for a fresh start in 2012.
© 2011 Distressed Property Institute, LLC All Rights Reserved. The above brokerage assumes no responsibility nor guarantees the accuracy of this information and is not her King, Jr.